GMAT Critical Reasoning - Medicare, the United States Government’s Health Insurance Program for the Elderly and Disabled

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Question: Medicare, the United States government’s health insurance program for the elderly and disabled, covers the full cost of home health care, ____________

  1. but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries.
  2. but not of other nonhospital services, making beneficiaries pay 20 percent of the costs.
  3. but not of other nonhospital services, for which beneficiaries must pay 20 percent of the costs.
  4. which is unlike other nonhospital services in that 20 percent of the costs must be paid by beneficiaries.
  5. which is unlike other nonhospital services that make beneficiaries pay 20 percent of the costs.

“Medicare, the United States government’s health insurance program for the elderly and disabled” – is a GMAT Critical question. To answer the question, a candidate can either find a piece of evidence that would weaken the argument or have logical flaws in the argument. GMAT critical reasoning tests the logical and analytical skills of the candidates. This topic requires candidates to find the argument's strengths and weaknesses or the logical flaw in the argument. The GMAT CR section contains 10 -13 GMAT critical reasoning questions out of 36 GMAT verbal questions.

Answer: C

Explanation: This is a GMAT critical reasoning question. An assumption is an implied hypothesis. So we are looking for something that is implied in the argument. In case it is wrong or maybe disable the argument.

The statement states-

Medicare, the United States government’s health insurance program for the elderly and disabled, covers the full cost of home health care_______________

Error Analysis:

  1. Use of “with” violates the parallelism in the sentence. The two entities in the list should be “the full cost of home health care” and “(the full cost) of other nonhospital services”.
  2. Relative pronoun “where” is used to modify places. The use of “where” to talk about a service is incorrect.

Choice A: but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries: Incorrect for the reasons stated above.

Choice B: but not of other nonhospital services, making beneficiaries pay 20 percent of the costs: Incorrect. Comma + verb-ing modifier “making” modifies the preceding clause “Medicare… covers the full cost…” and renders the meaning of the sentence illogical.

Choice C: but not of other nonhospital services, for which beneficiaries must pay 20 percent of the costs: Correct. “which” is the correct relative pronoun to modify “nonhospital services”.

Choice D: which is unlike other nonhospital services in that 20 percent of the costs must be paid by beneficiaries: Incorrect. This choice fails to establish the fact that Medicare does not cover non-hospital services.

Choice E: which is unlike other nonhospital services that make beneficiaries pay 20 percent of the costs: Incorrect. Same error as in Choice D.

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