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What if I convert IIMs but don't have enough money to pay the fees?
Trust me if you get into any IIM, banks will be after you to get loans from them. Banks consider an IIM student a good investment and therefore offer educational loans at a very low interest rate.
My uncle’s son had cleared CAT and got into IIM Calcutta. He got a loan from a bank at an extremely low interest rate. He had to deposit a demand draft of INR 3,23,050 at the time of the MBA registration process (second week of June). The rate of interest is 8.4%. After MBA, you will be in the 30% tax slab. The interest paid on an education loan is tax-deductible. So, your effective rate of interest is 8.4(1–0.3)=5.88%. This is the cheapest loan one can get in India. So it’s recommended that you take a loan even if you have money.
Banks like SBI, CBI, BOI, and PNB will give you loans as high as 30 lakhs without any collateral.
Apart from loans, IIM Calcutta also offers a lot of financial assistance to financially weak students. Need-based-scholarships are offered. IIM Calcutta provides Financial Assistance to students whose family income is less than 8 Lakhs.
Rather than worrying about money focus more on your goals and academics.
What can be the average expense for a non-Delhi student to study in JNU?
The expense of Jawaharlal Nehru University is comparatively lower when compared with other institutes in India. The fee structure and expenses of life at JNU are detailed below
|
Admission Fee |
INR 300 |
|
Hostel Fee |
INR 1400-1600 per year |
|
Tuition Fee |
INR 300 per year |
JNU gives scholarships of INR 2000 to economically backward students, and they offer free health care facilities. So, the monthly expenses for a non-native student will range from INR 1000-2000 per month.
How good is the International School of Management Excellence (ISME) in Bangalore for an MBA? What is their fee structure for courses, and what placements are available afterward?
I know a few people from ISME, so I think I can give you some ideas about the institute. The total fees for MBA at ISME, Bangalore is 8.25 to 8.50 lakhs.
ISME - Highlights:
- Professors are approachable and friendly. The faculty prepares you with in-depth knowledge of the subject with corporate examples and case studies.
- Projects and assignments are well designed that push you towards handling pressure well.
- There will be Guest lectures too, taken by industry professionals.
- College management provides a healthy competitive environment. Club activities, professional skill-building, entertaining fests, etc., are parts of ISME.
- Hostel facilities and food quality are good.
- The average CTC offered here is 7 LPA.
- Some of the top recruiters are Capgemini, E&Y, TCS, KPMG, Wells Fargo, etc
As far as placements are concerned, be on your toes and grab the opportunity as it comes. Have a clear idea of which type of profile or company you want to be engaged with. Also, stay in touch with your seniors to get notifications about job openings.
How do I manage my fees for IIM Ahmedabad?
The campus of IIM Ahmedabad offers stalls from banks that are ready to help you in the entire loan process.
Start your loan application process early. As soon as you get selected your college will get you in touch with the bank officials. Every bank has different interest rates. Choose according to your budget. You just need to fill and submit the documents online and wait.
The banks will cater to all your expenses like fees and reimbursements. All you need to do is drop your mail to the bank's mail ID. You will get instant credit in your account.
When you finally get a job after graduation you have to repay the loan within 6 months or a year.
Is it worth joining Jaipuria Institute of Management Lucknow spending around 9-10 lakhs rupees including everything?
Other than IIM Lucknow, the other management institutions in the city are very average. Jaipuria Institute of Management Lucknow is an average institution. It should not be on your priority list.
My friend applied to the Jaipuria Institute of Management Lucknow with no intention of joining it. She said that even though she gave the interview half-heartedly, she was still selected for admission.
This made my friend feel that the institution holds the personal interview as a mere formality. The main scope of the institution is to admit students and charge high fees, regardless of their scores, GD/PI performance, or other parameters of assessment.
During the placements in 2023, 300+ recruiters visited the campus for placements. The highest domestic CTC stood at 22 LPA and the average CTC stood at 12.34 LPA. The highest number of offers came from the Research & Consulting sector. The top recruiters were HDFC Bank, Deloitte, PWC, ICICI Bank, HCL, Eclerx, etc.
Though the 2023 placement figures are good for the Jaipuria Institute of Management Lucknow, I would still suggest you aim for joining the top business schools. You can always choose this institution in case you are not able to get admission into a better one.
What is the fee structure of JBIMS for an MBA?
The fees structure of JBIMS for the MMS program is as follows
- Master in Management Studies (M.M.S.) Finance: INR 3,05,000/Yr
- Master in Management Studies (M.M.S.) (Human Resource Management): INR 3,05,000/Yr
- Master in Management Studies (M.M.S.)- Operations: INR 3,05,000/Yr
- Master in Management Studies (M.M.S.)- Marketing: INR 3,05,000/Yr
The total course fee for the MMS course of JBIMS is INR 6.05 lakhs. Students pursuing this program must pay an amount of INR 3.05 lakhs in the first year and INR 3 lakhs in the second year.
Why is the fee structure so high in iim ahmedabad?
IIM Ahmedabad charges high fees to maintain its cutting-edge facilities, top-notch infrastructure, high-end research facilities, it offers. They need to charge high to meet these costs. Also, IIMs are autonomous and they don’t receive much funding from the government. The majority of their funding comes from the program fees.
However, for students in need of financial help, IIM Ahmedabad has many scholarships and students loans on offer.
How much does it cost to study in Australia?
A bachelor's degree in Australia generally cost around 15,000 - 33,000 AUD (8.29 lakhs to 18.24 lakhs INR) per year while a Masters degree in Australia may typically cost somewhere between 14,000 - 37,000 AUD (7.74 lakhs to 20.46 lakhs INR) per year.
What is the fee structure of an MBBS at AIIMS Delhi?
AIIMS Delhi MBBS fee structure for the first year has been tabulated below.
|
Academic & Other Fees |
Amount in Rs |
|
Registration Fee |
INR 25 |
|
Caution Money |
INR 100 |
|
Tuition Fee |
INR 1350 |
|
Laboratory Fee |
INR 90 |
|
Students Union Fee |
INR 63 |
|
Total |
INR 1628 per year |
What is the total expense A to Z of studying for a B.Tech in CSE from IET Lucknow?
IET Lucknow is a very popular engineering institute of our country. A lot of students across the country apply for admissions in the B.Tech courses offered in this college. One of my friends studied here, and I will be sharing the information I gathered from him.
- To study B.Tech in this college you will have to pay around 3.44 lakhs for all the semesters and this is excluding the extra expenses.
- This fee is based if you are not opting to live in IET hostels.
- The extra expenses will vary among students.
- This will include books, stationery and other daily necessities you will require everyday.
- So, in total you will have to spend around 15,000 each semester to buy the necessary items.
| Fee | Year 1 | Year 2 | Year 3 | Year 4 | Total |
| Tuition Fee | 7,000,019 | 70,000 | 70,000 | 70,000 | 7,210,019 |
| Hostel Fee | 14,500 | 14,500 | 14,500 | 14,500 | 58,000 |
| Other Fee | 19,775 | 14,775 | 14,775 | 14,775 | 64,100 |
| Total | 7,034, 294 | 99,275 | 99,275 | 99,275 | 7,332,119 |
This is the total fees you will have to spend to pursue B.Tech in CSE from IET Lucknow. This fee is pretty decent when compared to other private colleges where you will have to spend more than 10 lakhs in the total duration of 4 years.
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