Bharghvi Prajapati is an PGP student at IIM Bangalore and was able to successfully convert IIMB with a CAT score of 99 percentile. She completed her graduation from National Institute of Technology, Surat with a 94.7 %.
Bhargavi Prajapati Profile
- Current institute: IIM Bangalore
- Graduation College: National Institute of Technology, Surat
- CAT score: 99
- 10th Percentage / GPA: 93
- 12th Percentage / GPA: 93
- Graduation Percentage/GPA: 94.7
- Work Experience: JP Morgan Chase & Co. 2 Years, Technology Analyst
Check IIM Bangalore Course & Fees
Admission Experience
Did you avail of the benefit of any reservation?
Bharghvi Prajapati: “General (No reservation)”
Describe the general setting of WAT / GD (if any)?
Bharghvi Prajapati: “Due to COVID, most of college had scrapped of WAT and GD. I got a chance to appear for WAT only of IIM Bangalore. It was on online platform named Mettl. Its an auto-proctor site where we had to type in the answers. We were given 30 mins to write the WAT”
What was the WAT / GD Topic?
Bharghvi Prajapati: "India has one of the lowest COVID fatalities in the world. Given socio economic conditions and education level of Indians, what do you think might have contributed to this?”
What were your answer/points put forward for the WAT or GD respectively?
Bharghvi Prajapati: “Disclaimer: This WAT was conduction before second wave so the point may sound inefficient now. But for the sake of this answer I will put down some pointers
- Preference of Life over Livelihood by putting lockdown
- Weather of India
- Immunity due to balanced diet
- Regular awareness camps by various gov bodies”
Describe the general setting of your personal Interview.
Bharghvi Prajapati: “Online mode. 3 panelists all Faculties. 25 minutes duration. 1 faculty was trying to stress a bit while the other 2 were supportive.
Tips: Keep calm. They are intentionally trying to stress you out just to check your temperament. You have to win such PIs by being calm and confident.
Be truthful, do not bluff. These are experienced faculties and can catch your bluff within seconds.”
Check IIM Bangalore Admission Process
Mention at least 5 interview questions that were asked to you and your responses to each of them.
Bharghvi Prajapati: “P2: In your SOP, I read that you have worked on Blockchain. Have you implemented it within your team?
Me: (delighted by this question) No Sir, not yet. I have pitched the idea of using blockchain in supply chain financing so that the settlement of cross border payments can be expediated. It is still in the approval process post which we will be able to implement it
P2: (was certainly looking for the implementation hence he chooses to not venture in blockchain) Tell me about Supply Chain Financing
Me: In Trade Finance, whenever a transaction happens between Buyer and Supplier, we handle the movement of funds from buyer to supplier based on maturity period, say 30 days. We then make an offer to the supplier for upfront payment (before maturity of 30 days) at a discounted amount (< actual amount). In this way, the supplier can get the payment upfront with some discounted amount.
P2: Okay. Explain me supply chain financing with respect to a product.
Me: Let us assume a scenario where Amazon is a Buyer and Arvind Shirts is a supplier. Amazon decides to buy shirts but has a maturity payment of Rs. 1000 in 30 days. JPMC can then propose a discounted payment of Rs. 950 to Arvind Shirts before 30 days of maturity payment…
P2: (cuts my answer) What is this process? Is this supply chain?
Me: (confused) Yes sir, it is supply chain with respect to financing
P1: (comes as a savior) Let me reframe his question for you Bharghvi, what is supply chain of TATA Motors like?
Me: (confidently) It starts with rear earth elements -> metal extraction -> component manufacturing -> assembling -> finishing -> wholesalers -> dealers -> end consumers
P3: (smiling) I have read that at JPMC, there is higher CEO to other employee salary ratio. Do you think this is fair?
Me: (smiling) the salary of employees at JPMC is higher as compared to its competitors and they do get what they deserve
P3: (smiling more broadly) I understand that. I am talking about the ratio and not the absolute ones. Do you think the ratio should be changed?
Me: (thinking for a while) Yes sir, In my opinion the ratio should be mended in favor of the employees since we are the ones who put all our efforts in execution which is an integral part of a company’s operations
P3: (satisfied) Alright!
P1: In your resume, you have written that you want to be in C-Suite. Why is that so?
Me: Sir, I believe a lot in the potential of data and data democracy. If I am a part of the C-Suite, I will have the authority and responsibility to utilize data and employ it to propose innovative products…”
Mention 3 reasons why you chose this college over other colleges which you converted.
Bharghvi Prajapati: “1. Best for my profile since I am a gold medalist and will find similar crowd at IIM B
2. Good study and life balance
3. Great location for prod management roles”
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What was the reason for you not converting to other colleges?
Bharghvi Prajapati: “Converted all the college that I gave interview for :P”
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