Should I join IIM Jammu or continue working? Work experience is 3.5 years.

The ideal number of years of work experience for an Indian business school's standard 2-year MBA program is between 2-3. However, in the United States, the ideal work experience for the MBA program is 5 years or more. Also, in India, if you can get into top schools, your higher work experience can be compensated. With this work experience, IIM Jammu will never be a good fit.

If you drop this year and try again next year, your work experience will be around 5 years, and the funnel will need to be even narrower for the 2-year program. Another option is to attend a foreign business school, but this will be expensive. 

In light of the fact that an MBA is more of an investment than an academic achievement, you are advised to proceed with caution. Furthermore, the program moves at a breakneck pace. Make a thoughtful decision by taking some time to think things through.