Which is better, ECE at NIT Jalandhar or EEE at BITS Goa?

The better choice is undoubtedly EEE at BITS Goa than ECE at NIT Jalandhar.

NIT Jalandhar is still a developing institute whereas BITS Goa is a well-established institute that has got reputation all over the world. Most of the students have cracked competitive exams like GMAT, GRE, and UPSC, etc with a good rank.

You will interact with people who have appreciable knowledge and you will have healthy competition as BITS Goa don't have caste reservations.

Finally, if you can afford to join BITS then do it if not take a loan and don't worry about returns. You will get them in a year or maybe 2 years. Ultimately the choice is yours.