How do I pay the fees for NITIE in Mumbai if my father's income is less than 2 lakhs?

My cousin's brother enrolled in NITIE last year. So I am well aware of this criteria. According to him it’s not very difficult. 

• You can simply apply for an education loan. 
• Almost all government banks in India offer an education loan without collateral to students who enroll in a high-quality institute. 
• The interest rates are lower as well. 
• SBI, for example, does it through its SBI Scholar loan scheme, which is available to a list of reputed or “good-quality” institutes.
• NITIE appears on all of these lists. 
• There is no need to pay interest until you graduate. 
• Even so, you have the option of extending the moratorium period for an additional year. 
• You can begin repaying the loan once you get a good job. 
• Essentially, your parents are not required to do anything in this situation.

If your family income is less than 2.5 lakhs, you can get a 30% tuition fee waiver, and if your family income is less than 1 lakh, you can get a 50% tuition fee waiver.