Will I be able to take an education loan easily in IET Lucknow? I have a three year gap and I am a poor student.

As one of my friends was a student at IET Lucknow, from her experience I can for sure tell you that it is really hard for you to get admission in most of the colleges with a gap of three years. In addition to that, to get shortlisted for admission at IET Lucknow, you will have to appear in the UPSEE exam and perform really well in it.

• Talking about the education loan part, if you can secure a seat at the institution, getting an education loan will not be an issue.
• You can easily avail of it since IET Lucknow is considered a reputed institution in the market.
• Also, you will get leverage in availing an education loan since it is a government college.
• You can approach various government banks and put forward your problem, keep Vijaya bank as your priority as it is inside the campus of IET Lucknow.
• You can also visit any of the private sector banks and explain to them that it is ranked at no.1 college under AKTU, as HBTI is a deemed university now.

I would recommend you to first learn about the procedure of availing a loan, the interest rates, how much to pay, the time after which you will have to start repaying the loan, etc. Having prior knowledge of all these will be better otherwise you might get fooled.

Additionally, keep a valid income certificate with yourself. You can apply for the scholarships provided by the UP government. Most of the IET Lucknow students avail of the scholarship under the state government.